Garmin Pay - Finance House
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Garmin Pay

No wallet? No phone? No problem.

Whether you grab a cup of coffee after your morning run or get a bite to eat while out on a ride, Garmin Pay lets you make purchases quickly and almost effortlessly with nothing needed but your watch!

Garmin Pay is a faster, more secure, convenient way to pay - designed for people who are always on the move.

Set up your Finance House Credit Card or your CartNet Credit Card, and make payments from your Garmin, anywhere you go.

Setting Up Garmin Pay:

Download the latest version of the Garmin Connect Mobile App on your Apple or Android smartphone or tablet, and follow these steps:

  • Open the Garmin Connect Mobile App on your device, tap 'Garmin Devices', and select your Garmin watch.
  • Select Garmin Pay and tap 'Create Your Wallet'.
  • Create a four-digit passcode.
  • Enter your Finance House or CartNet Credit Card details.
  • Read and accept the T&Cs.
  • Enter the Authentication Code sent by SMS to your registered mobile number with Finance House.
  • You’re set!

Contactless Payment with Garmin Pay:

At checkout, enter your passcode on your Garmin device, select your Finance House or CartNet Credit Card from your virtual wallet, and hold your wrist near the card reader. That’s it!

Privacy & Security:

Garmin Pay protects your privacy by using watch-specific card numbers and transaction codes every time you make a purchase.

Your card number is never stored on your Garmin device, on Garmin servers, or passed on to merchants when you pay.

Pay with confidence!

Click here to read the T&Cs

Click here to read the FAQs

For more information about Garmin Pay visit

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Lost your credit card?

Immediately report your lost/stolen card via our 24-hour helpline 600511114

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