CartNet Card - Finance House


Apply for CartNet and earn up to 50% Cashback and an instant AED 400 on each successful referral!


  • Up to 50% Cashback
  • Instant AED 400 on each successful referral
  • Free for life credit card
  • Exceptional deals and discounts through Value House
  • Free supplementary credit cards
  • Balance Transfer & Easy Cash at amazingly low preferential interest rate starting 1.25% per month with ZERO Processing Fee
No. Description Fees/Charges
1 Registration Fee Free
2 Principal Card Annual Fee Free
3 Supplementary Card Annual Fee Free
4 Retail & Cash Interest Rates Cash: 3.50% per month
Retail: 3.65% per month
5 Retail & Cash Interest Rates in case of non-payment Cash: 3.55% per month
Retail: 3.72% per month
6 Installment Payment Plan Interest Rate
(Balance Transfer & Easy Cash)
Starting from 1.25% per month
7 Early settlement for the Installment Payment Plan (IPP), Balance Transfer and Easy Cash AED 100 + remaining interest according to the tenor period
8 Cash Advance Fee 3% of the Cash Withdrawal Amount or AED 200, whichever is higher
9 Foreign Currency Transaction Fee 2.85%
10 Credit Shield  1.04% per month on the Outstanding Amount of AED 11, whichever is higher
11 Cheque Return Fee AED 300
12 Late Payment Fee AED 230
13 Over Limit Fee AED 300
14 Sales Receipt Copy (Credit Card Transaction Slip Copy) AED 65
15 Liability Letter AED 50
16 Card Replacement Fee AED 75
17 Overseas Cheque Fee AED 75 (in addition to actual cost)
18 Duplicate statement (per monthly statement) AED 45


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Finance House CartNet Credit Card

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Finance House Credit Cards

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Platinum Credit Card

  • Free for life credit card
  • Exceptional deals and discounts through Value House

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