Credit Cards
| No. | Description | Fees/Charges |
|---|---|---|
| 1 | Registration Fee | Free |
| 2 | Principal Card Annual Fee | Free |
| 3 | Supplementary Card Annual Fee | Free |
| 4 | Retail & Cash Interest Rates | Retail: 3.49% per month, Cash: 3.50% per month Retail: 3.65% per month – Starting June 1, 2021 |
| 5 | Retail & Cash Interest Rates in case of non-payment | Retail: 3.55% per month, Cash: 3.55% per month Retail: 3.72% per month – Starting June 1, 2021 |
| 6 | Installment Payment Plan Interest Rate (Balance Transfer & Easy Cash) |
Starting 1.25% per month |
| 7 | Cash Advance Fee | 3% of the Cash Withdrawal Amount or AED 200, whichever is higher |
| 8 | Early settlement of IPP Installment Payment Plan | AED 100 + ( remaining interest according to the tenor period) |
| 9 | Foreign Currency Transaction Fee | 2.85% |
| 10 | Credit Shield | 0.93% per month on the Outstanding Amount or AED 11, whichever is higher 1.04% per month or AED 11, whichever is higher – Starting June 1, 2021 |
| 11 | Cheque Return Fee | AED 300 |
| 12 | Late Payment Fee | AED 230 |
| 13 | Over Limit Fee | AED 300 |
| 14 | Sales Receipt Copy (Credit Card Transaction Slip Copy) | AED 65 |
| 15 | Liability Letter | AED 50 |
| 16 | Card Replacement Fee | AED 75 |
| 17 | Overseas Cheque Fee | AED 75 (in addition to actual cost..) |
| 18 | Duplicate statement - per monthly statement | AED 45 |
Immediately report your lost/stolen card via our 24-hour helpline 600511114
