With our SMS Banking Service, you can conveniently and instantly receive information about your Finance House or CartNet Credit or PayDay Card. You can also convert your transactions to Easy Payment Plans and apply for various loan facilities directly from your smartphone.

About SMS Banking Service

The SMS Banking Service is a service that lets you get updates on your Credit Card and apply for various loan facilities through SMS. It can be used easily at any time and from anywhere.

Offered Services

You can use the SMS Banking Service for:

Finance House Credit Card or CartNet Credit Card:

Short Code Description SMS to 2326
ACT Activate your card ACT[space][last 6 digits of the card number]
MIN Minimum Payment Due on your card MIN[space][last 6 digits of the card number]
TOT Total Outstanding Due on your card TOT[space][last 6 digits of the card number]
BAL Available Balance on your card BAL[space][last 6 digits of the card number]
LTA Last Transaction made on your card LTA[space][last 6 digits of the card number]
BLK Block the card BLK[space][last 6 digits of the card number]

 

For PayDay Card:

Short Code Description SMS to 2326
ACT Activate your card ACT[space][last 6 digits of the card number]
BAL Available Balance on your card BAL[space][last 6 digits of the card number]
LTA Last Transaction made on your card LTA[space][last 6 digits of the card number]
SAL Last Salary Credit SAL[space][last 6 digits of the card number]

 

You can also apply additional facilities for:

  • Finance House Credit Card or CartNet Credit Card:
Short Code Description Eligibility
EPP Convert your retail spends to an Easy Payment Plan Customers that are eligible for these services will be contacted by FH
IPP Request for Easy Cash and convert it to an Instalment Payment Plan

 

  • PayDay Finance &Executive Finance:
Short Code Description SMS to 2326
FIN Apply for Executive Finance FIN
TOP Request for an Executive Finance Top-up Customers that are eligible for these services will be contacted by FH
PDF Request for a PayDay Finance Top-up
DEF Request for a “Payment Holiday” & defer payment of instalment by one month

 

Other Features

Know more about our Credit Cards’ special features.

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CartNet

Join CartNet and earn up to 50% Cashback and an instant AED 200 on each successful referral! Refer multiple members of your network for a Free for Life Titanium Finance House Credit Card and add up your recurring returns to reach up to 50% cash back of your own personal expenditure…

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Simplified Bill Payments

Save time and effort by settling your Finance House Credit Card bill online through your personal bank account by following the steps below: Step 1. Log in to your online banking account via website or mobile app.

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We are going Paperless!

Go green and make the most of your Finance House Credit Card with convenient e-statements. We're going paperless starting May 2016, in order to ensure you receive your Credit Card statements on your preferred email:

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Lost your credit card?

Immediately report your lost/stolen card via our 24-hour helpline 600511114

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