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Credit Cards

No. Description Fees/Charges
1 Registration Fee Free
2 Principal Card Annual Fee Free
3 Supplementary Card Annual Fee Free
4 Retail & Cash Interest Rates Retail: 3.49% per month, Cash: 3.50% per month
Retail: 3.65% per month – Starting June 1, 2021
5 Retail & Cash Interest Rates in case of non-payment Retail: 3.55% per month, Cash: 3.55% per month
Retail: 3.72% per month – Starting June 1, 2021
6 Installment Payment Plan Interest Rate
(Balance Transfer & Easy Cash)
Starting 1.25% per month
7 Cash Advance Fee 3% of the Cash Withdrawal Amount or AED 200, whichever is higher
8 Early settlement of IPP Installment Payment Plan AED 100 + ( remaining interest according to the tenor period)
9 Foreign Currency Transaction Fee 2.85%
10 Credit Shield 0.93% per month on the Outstanding Amount or AED 11, whichever is higher
1.04% per month or AED 11, whichever is higher – Starting June 1, 2021
11 Cheque Return Fee AED 300
12 Late Payment Fee AED 230
13 Over Limit Fee AED 300
14 Sales Receipt Copy (Credit Card Transaction Slip Copy) AED 65
15 Liability Letter AED 50
16 Card Replacement Fee AED 75
17 Overseas Cheque Fee AED 75 (in addition to actual cost..)
18 Duplicate statement - per monthly statement AED 45

 

No. Description Fees/Charges
1 Registration Fee Free
2 Principal Card Annual Fee Free
3 Supplementary Card Annual Fee Free
4 Retail & Cash Interest Rates Retail: 3.49% per month, Cash: 3.50% per month
Retail: 3.65% per month – Starting June 1, 2021
5 Retail & Cash Interest Rates in case of non-payment Retail: 3.55% per month, Cash: 3.55% per month
Retail: 3.72% per month – Starting June 1, 2021
6 Installment Payment Plan Interest Rate
(Balance Transfer & Easy Cash)
Starting 1.25% per month
7 Early Settlement of Installment Payment Plan AED 100 + remaining interest according to the tenor period
8 Cash Advance Fee 3% of the Cash Withdrawal Amount or AED 200, whichever is higher
9 Foreign Currency Transaction Fee 2.85%
10 Credit Shield 0.93% per month on the Outstanding Amount or AED 11, whichever is higher
1.04% per month or AED 11, whichever is higher – Starting June 1, 2021
11 Cheque Return Fee AED 300
12 Late Payment Fee AED 230
13 Over Limit Fee AED 300
14 Sales Receipt Copy (Credit Card Transaction Slip Copy) AED 65
15 Liability Letter AED 50
16 Card Replacement Fee AED 75
17 Overseas Cheque Fee AED 75 (in addition to actual cost)
18 Duplicate statement (per monthly statement) AED 45

 

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