Apply for CartNet and earn up to 50% Cashback and an instant AED 400 on each successful referral!
Enjoy Balance Transfers, Easy Cash, Easy Payment Plans and other convenient ways to use your Finance House CartNet Credit Card:
|Interest Rates & Tenors – Credit Card Offers|
|Tenors (in months)||3||6||9||12||18||24||30||36|
|Interest Bearing EPPs||1.5%||1.5%||1.5%||1.5%||1.25%||1.25%||1.10%||1.10%|
*Maximum limit for 0% EPP conversion is less than or equal to AED 3,000 per month per customer
Enjoy world class luxury with Marhaba lounges at leading international airports across the region. Simply present your Finance House MasterCard Titanium Credit Card and enjoy privileged access to the following airport lounges:
Credit Shield cover:
Credit Shield insurance which provides you with the following coverage: Death, Total Permanent Disability, Critical Illness & Involuntary Loss of Employment.
Card Fraud Protection cover:
Protect yourself against unauthorized transactions on your Finance House MasterCard Titanium Credit Card with our Card Fraud Protection cover
You are eligible for Finance House MasterCard Titanium Credit Card if your salary is AED 5,000 per month or higher
Pay off your Finance House CartNet Credit Card balance conveniently using any of the below payment options:
Direct Debit facility
Sign up for the direct debit facility from your Bank Account which will ensure that your Finance House Credit Card payments are cleared on your payment due date. Visit any of our Finance House Branches and sign up today.
Finance House Branches
Visit any of Finance House branches to make your Credit Card Payments. Click here to check out our branch locations.
Online through any of your personal bank accounts in the UAE.
Pay your Finance House CartNet Credit Card’s bills at any branch of the following exchange houses with no extra charge:
|2||Principal Card Annual Fee||Free|
|3||Supplementary Card Annual Fee||Free|
|4||Retail & Cash Interest Rates||Cash: 3.50% per month
Retail: 3.65% per month
|5||Retail & Cash Interest Rates in case of non-payment||Cash: 3.55% per month
Retail: 3.72% per month
|6||Installment Payment Plan Interest Rate
(Balance Transfer & Easy Cash)
|Starting from 1.25% per month|
|7||Early settlement for the Installment Payment Plan (IPP), Balance Transfer and Easy Cash||AED 100 + remaining interest according to the tenor period|
|8||Cash Advance Fee||3% of the Cash Withdrawal Amount or AED 200, whichever is higher|
|9||Foreign Currency Transaction Fee||2.85%|
|10||Credit Shield||1.04% per month on the Outstanding Amount of AED 11, whichever is higher|
|11||Cheque Return Fee||AED 300|
|12||Late Payment Fee||AED 230|
|13||Over Limit Fee||AED 300|
|14||Sales Receipt Copy (Credit Card Transaction Slip Copy)||AED 65|
|15||Liability Letter||AED 50|
|16||Card Replacement Fee||AED 75|
|17||Overseas Cheque Fee||AED 75 (in addition to actual cost)|
|18||Duplicate statement (per monthly statement)||AED 45|