Packed with an array of carefully selected features and benefits, Finance House Blue Credit Card is designed to meet all your needs, while providing you with a highly secure, convenient and flexible way to make all your payments.


  • Free for life Credit Card
  • Exceptional deals and discounts through Value House
  • Free supplementary credit cards
  • Highest grace period in the UAE of up to 59 days
  • Balance Transfer & Easy Cash at amazingly low preferential interest rate starting 0.69% per month with ZERO Processing Fee
No. Description Fees/Charges
1 Joining Fee Free
2 Principal Card Annual Fee Free
3 Supplementary Card Annual Fee Free
4 Preferential Finance Charges Retail: 3.33% p.m. Cash: 3.50% p.m.
5 Finance Charges – in case of non-payment 3.55% p.m.
6 Installment Payment Plan Interest Rate (Balance Transfer & Easy Cash) Starting 0.69% p.m up to 0.89% p.m.
7 Early Settlement of Installment payment plan AED 100 + (remaining interest according to the tenor period).
8 Cash Advance Fee 3% of the cash amount (minimum AED 200)
9 Foreign Currency Transaction Fee 2.85%
10 Credit Shield Fee 0.85% p.m. (minimum AED 11)
11 Cheque Return Fee AED 300
12 Late Payment Fee AED 300
13 Over Limit Fee AED 300
14 Sales Voucher Copy AED 100
15 Liability Letter AED 300
16 Card Replacement Fee AED 100
17 Overseas Cheque Fee AED 75 (in addition to actual cost)
18 Duplicate statement - per monthly statement AED 50

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Finance House Blue Credit Card

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Finance House Credit Cards

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